Mortgage offer comparison
Which mortgage offer actually costs less?
Put your Loan Estimates side by side and see upfront costs, monthly payments and the cost over time in plain language.
Free to use. No account. No sales calls. Your figures stay in your browser.
Your offers, made clear.
Two example offers · 5-year view
| Compare | Offer 1 | Offer 2 |
|---|---|---|
| Net upfront financing | $4,300.00 | $9,800.00 |
| Monthly principal & interest | $2,430.44 | $2,366.15 |
| 5-year financing cost | $122,914.34 | $123,406.83 |
Taxes, homeowners insurance and down payment are not included.
What you get
The trade-offs, made readable
A lower rate often costs more at closing. A cheaper closing can mean a bigger payment. OfferSorted lines the differences up so you can weigh them against your own plans.
Upfront cost
Compare loan-related fees after lender credits—not your total cash to close.
Monthly payment
Principal and interest for each offer, so you can see what fits your budget.
Cost over time
Financing cost through the timeframe you choose, and when a higher upfront cost starts to pay back.
Three steps, no sign-up
- 1
Add your offers
Use purchase Loan Estimates for the same property.
- 2
Confirm the figures
Check each entry against its source before comparing.
- 3
Read the comparison
See what stands out and what is left out.
Before you start
What can I compare?
Use supported purchase Loan Estimates for the same property and transaction. Add your figures and confirm them against their source before comparing. How it works
How is my information handled?
Your entries and documents are processed in this browser. Nothing is saved automatically. Download an encrypted comparison file if you want to resume later, and keep its passphrase separately. Read our privacy information.
Don't have offers yet?
You can estimate a monthly payment first, or explore the example comparison.
OfferSorted is an educational comparison tool. It is not financial advice, a loan offer, or a source of live rates.