Terms of use

Important limits on using this educational tool.

Prepared October 2, 2026.

Educational purpose

OfferSorted is operated by Offer Sorted. It provides educational calculations and comparisons, not a loan offer, commitment, personalized financial recommendation, or legal or tax advice. Consult qualified professionals where appropriate.

Check your inputs and results

You are responsible for reviewing extracted fields, assumptions, dates, and conditions against your original documents. Calculations do not confirm document authenticity or that a lender will honor a quote. Confirm actual costs and loan terms with your lender before making a decision.

Limitations

Not all mortgage structures are supported. Results may be unavailable or incomplete when inputs are unknown or offers are not comparable. Estimated program fees and insurance are not determinations of eligibility, exemption, approval, or future cancellation.

Acceptable use

Use documents you are entitled to access. Do not attempt to compromise the service, upload malicious files, or misrepresent calculations as lender approval or professional certification.

Availability and saved work

The service may change or become unavailable. Working sessions are not saved by the application. Keep original documents and independently verify any figures you intend to use. No promise of error-free operation or recovery of lost browser state is made.

Review still required

These draft terms do not specify arbitration, governing law, a liability cap, or a waiver of statutory rights. Operator identity, applicable jurisdictions, and any enforceable legal provisions require appropriate review before final terms are adopted.

Email info@smoothrates.com

Please do not send financial documents or sensitive personal information by email.

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